This Privacy Policy applies to the offer of all products of Microcredit Foundation Horizonti as well as to the website www.horizonti.org.mk

The protection of the personal data of the visitor/user of our website is regulated by this Privacy Policy, the terms of use, the provisions of the Law on the Protection of Personal Data and the mandatory instructions of the Directorate for the Protection of Personal Data.

The above data can be stored and processed for statistical purposes, as well as to improve the services offered. By using our website, visitors/users give their consent to the use of such data by Microcredit Foundation Horizonti Skopje.

Our website contains special links (links, hyperlinks, banners) to other websites maintained by third parties. If the visitor/user of our website chooses to follow the links to the websites of third parties, the Foundation shall in no case be responsible for the general conditions related to the management and protection of personal data that apply to the linked websites.

In addition, visitors/users of our website have the right of access to data related to them and the right to object to the processing of this data.

This Privacy Policy may be amended or modified over time with specific terms relating to our website.

If you have any questions about our Privacy Policy, please contact us using the Contact link.

Collection of information

Using our website does not require you to provide personal information. The website only processes information that is voluntarily provided by visitors. The information provided may relate to your name, address, email and telephone number.

Information about log data and cookies This page stores standard information. We log your visits to the site, your IP address, the browser used, the access time and the pages you visit.

To make sure that our website guarantees a good user experience, we may use cookies or web beacons (small transparent images that help us track user activity on certain web pages). You can read detailed information about the use of cookies in the Cookie Information.

Use of Information

It may be necessary to provide personal data on the website, in order to gain access to certain contents, participate in an event or study, apply for a loan, or register to receive information on topics that interest you. In this case, the information will be used to manage the requests submitted by you.

We have the right to use the personal information provided by you for marketing purposes or for sending promotional messages relating to the services or products we offer.

You can ask us to stop sending you messages by email or other means of communication at any time.

Provision of information to third parties

Without affecting the provisions of the following paragraph, personal data will not be given to third parties, unless the applicable legislation requires the disclosure of this data to the competent authorities, but only to them.

Access to information

To change the personal information provided by you or to unsubscribe from receiving marketing messages, you should contact us through the contact form to change the information in accordance with the applicable legal requirements.

Security of information

In order to better protect information, the website www.horizonti.org.mk uses the Secure Sockets Layer (SSL) protocol, which is more secure and confidential.

Changes to the Privacy Policy

We reserve the right to change this Privacy Policy at any time. The date of change will be displayed on this page, with changes taking effect from the date of the last change. We advise you to periodically review this declaration in order to be better informed.

Protecting the privacy of children

Our website is not intended for children under the age of 18.

Questions

If you want to receive additional information regarding the protection of your personal data and what they are used for, you can contact us through our contact form, write to kontakt@horizonti.org.mk, telephone 02 3093 681 or address bul. St. Kliment Ohridski 58 B, entrance 2, floor 3 1000, Skopje, Macedonia