The crediting at HORIZONTI is based on the following principles:

Purpose-specific lending – covering a wide range of business and household needs;
Transparent contracts – the client is informed in advance about all terms, obligations, and any costs arising from the loan agreement;
Fixed interest rate – during the loan repayment period, the client pays the same interest rate, with no risk of changes to their disadvantage;
Joint credit assessment – HORIZONTI and the client jointly assess the required amount, repayment installments, and the term, to protect the client from over-indebtedness and the inability to repay the loan regularly;
Professional assistance and education – the client receives necessary support, advice, and education to complete the credit application and use the funds for their intended purpose;
Progress monitoring – for HORIZONTI, success is complete when our services have brought positive change to the client’s life and work.