Privacy Policy

The Privacy Policy refers to all products offered by the Microcredit Foundation Horizonti, including the website: www.horizonti.org.mk

Personal data protection of visitors/users of our site is governed by this Privacy Policy, the Terms of Use, the provisions of the Law on Personal Data Protection and the mandatory instructions defined by the Personal Data Protection Directorate.

The above data can be stored and processed for statistics as well as for improving the services offered. By using our website the visitors/users agree to the use of the data by the Microcredit Foundation Horizonti Skopje.

Our website contains special links (links, hyperlinks, banners) to other third party websites. If a visitor/user of our site decides to follow the links to third party websites, the Foundation should not, in any case, be responsible for the general terms and conditions governing the management and protection of personal information that are applied to the linked website.

In addition, visitors/users on our site have the right to access data relating to them and the right to refuse processing of this information.

The Privacy Policy may be changed or modified over time with specific terms and conditions related to our website.

For further details about our privacy policy please contact us via the link: Contact Us.

Collecting Information

Use of our website does not require you to provide personal information. The site only processes information that is voluntarily provided by visitors. The information provided may refer to your name, address, e-mail, and phone number.

Information about logs and cookies

This webpage stores standard information. We record your site visits, your IP address, browser usages, access time, and the pages you visit. To make sure that our site guarantees a good user experience, we can use cookies or Webcasts (small transparent images that help us track user activity on specific certain web pages). For detailed information on using cookies, see Cookie Information.

You may ask us to stop sending messages via email or other communication channels at any time.

Providing information to third parties

Without prejudice to the provision of the following paragraph, personal data may not be disclosed to third parties unless the relevant legislation requires disclosure of such data to the competent authorities, but only to them.

Access to Information

To change the personal information you have provided or to cancel delivery of marketing messages, you should contact us through the Contact Form to change the information in accordance with the applicable legal requirements.

Reliability of information

For the purpose of better data protection, the website www.horizonti.org.mk uses the Secure Sockets Layer (SSL) Protocol, which is safer and more reliable.

Changes to the Privacy Policy

We reserve the right to change this Privacy Policy at any time. The date of the change made will be displayed on this page, where the changes will take effect from the date of the last change. We advise you to periodically review this statement for better understanding.

Children’s Online Privacy Protection

Our website is not intended for children younger than 18 years.


If you would like to receive additional information about protection of your personal data and their use, you can reach us through our contact form and write to: kontakt@horizonti.org.mk; via the phone number 02/3093 681 or at the following address: Blvd. “Sv. Kliment Ohridski” 58 B, entrance 2; floor 3; 1000 Skopje, Macedonia. 




Microcredit Foundation HORIZONTI
Blvd. St. Kliment Ohridski 58B, ent. 2, floor 3
1000 Skopje, Macedonia
E-mail: kontakt@horizonti.org.mk