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PRINCIPLES OF LENDING

Lending in HORIZONTI is based on the following principles::

  • Tailor-made loans – Covering a wide range of needs in businesses and housing;
  • Transparent contract  – the client is fully aware of all terms and conditions, as well as all costs arising from the loan agreement;
  • Fixed interest rate – During the loan repayment period, the client pays equal interest rates, and is risk-free of any damaging interest rate change;
  • Common credit assessment system – HORIZONTI and the client jointly assess the required amount, repayment installments and the deadline, in order to protect the client from overdrafts and inability to regularly repay the loan;
  • Professional assistance and education  – The client receives necessary assistance, advice and education in order to complete the loan application and the intended use of the funds;
  • Tracking progress -For HORIZONTI success is complete when our services have generated positive change in the life and work of the client

CREDIT CALCULATOR

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Microcredit Foundation HORIZONTI
Blvd. St. Kliment Ohridski 58B, ent. 2, floor 3
1000 Skopje, Macedonia
E-mail: kontakt@horizonti.org.mk

BRANCH OFFICES NETWORK

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