“Innovative agro-flex credit products” are credited for re-selection of Horizonti as winner of the prestigious Microfinance Best Practice Award 2016 competition, organized by the Giordano Dell ‘Amore Foundation and the European Microfinance Network (EMN). At the ceremony held on 16.06.2016 in Warsaw, as part of the annual conference, and close competition with prominent microcredit organizations from Bosnia and Serbia, Horizonti was named winner and first prize recipient. The program presents the results achieved by introducing new agro-flexible products that enable agricultural users to adequately plan their liabilities and invest in harmony with seasonal agricultural yields. It is the second time Horizonti to receive this prestigious award, and previously it was in 2011.